Older people with health issues can easily get coverage, but premiums are high ...

Life insurance can be a complex product, and it’s important to research the options thoroughly before purchasing. Some common ...

Many types of life insurance are available, but not all will fit your financial goals Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior Insurance Editor for Buy ...

There are two main types of life insurance: term and permanent. Term life insurance is typically more affordable than permanent life insurance because it is only active within a set period. Most ...

Most term life insurance policies let you convert to permanent coverage, but the rules vary by company ...

Short-term life insurance is a type of term policy designed to cover individuals for a short period of time, often less than a year. There are two main types of short-term life insurance policies: ...

MassMutual stands out for its strong financial ratings, which can give buyers confidence that it will be around to pay claims ...

A $1 million policy might be more affordable than you think Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side. He specializes in translating complex consumer and ...

When it comes to insurance coverage, you're likely aware of the importance of having the right car, home and health insurance policies. After all, that type of coverage is what protects you ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

A life insurance policy represents a contract between you and the insurer. In exchange for your making regular premium payments, the insurance company will make a tax-free, lump-sum payment to your ...